creditor

noun

cred·​i·​tor ˈkre-di-tər How to pronounce creditor (audio)
-ˌtȯr
: one to whom a debt is owed
especially : a person to whom money or goods are due

Examples of creditor in a Sentence

She owes thousands of dollars to creditors.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
The asset has little equity and so has little value to creditors. Bob Carlson, Forbes.com, 16 July 2025 Michael was over $500 million in debt at the time of his death and owed money to over 60 creditors, per court documents obtained by PEOPLE in June 2024. Marina Watts, People.com, 15 July 2025 Major creditors: Forward Financing, Boston, $24,192; U.S. Small Business Administration, Washington, D.C., $21,000; Chase Ink, Carol Stream, Ill., $16,567. Orlando Sentinel Staff, The Orlando Sentinel, 10 July 2025 The man who claimed to be disrupting the backyard housing industry — securing financing, permits and building granny flats across San Diego County, before collecting millions of dollars without doing the work — is now seeking federal protection from his many creditors. Jeff McDonald, Mercury News, 13 June 2025 See All Example Sentences for creditor

Word History

First Known Use

15th century, in the meaning defined above

Time Traveler
The first known use of creditor was in the 15th century

Browse Nearby Words

Cite this Entry

“Creditor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/creditor. Accessed 22 Jul. 2025.

Kids Definition

creditor

noun
cred·​i·​tor ˈkred-ət-ər How to pronounce creditor (audio)
: a person to whom a debt is owed

Legal Definition

creditor

noun
cred·​i·​tor ˈkre-də-tər, -ˌtȯr How to pronounce creditor (audio)
: a person to whom a debt is owed
especially : a person to whom money or goods are due compare debtor, obligor
general creditor
: a creditor who is not secured by a lien or other security interest

called also unsecured creditor

judgment creditor
: a creditor who has a money judgment entered against the debtor and may enforce the judgment (as by attachment or writ of execution)
known creditor
: a creditor whose potential claim is known or should be known by a debtor and who is entitled to notice of a corporate dissolution or of a date at which claims will be barred (as in bankruptcy)
lien creditor
: a creditor who is secured by a lien (as by attachment)
secured creditor
: a creditor who has a security interest (as a mortgage)
unsecured creditor
: general creditor in this entry

More from Merriam-Webster on creditor

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